Terms & Conditions

Last Updated: January 15, 2026

Welcome to Ytrewz. These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you are using this website on behalf of an organization, you represent that you have the authority to bind that organization to these terms.

2. Services Description

Ytrewz provides information and resources related to regional development opportunities and financial literacy in Canada. Our services include: • Information about regional development programs • Financial literacy resources and educational content • Consultation request services • Program matching and referral services We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. Not Financial or Professional Advice

IMPORTANT: The information provided on this website is for general informational and educational purposes only. It does not constitute financial, legal, tax, or professional advice. You should not rely solely on the information provided here for making financial or business decisions. We strongly recommend that you consult with qualified professionals (such as financial advisors, lawyers, or accountants) before making any financial decisions or taking any action based on the information provided on this website.

4. User Responsibilities

When using our website, you agree to: • Provide accurate and complete information when submitting forms • Use the website only for lawful purposes • Not attempt to interfere with the proper functioning of the website • Not impersonate any person or entity • Not collect or harvest any information from the website without authorization

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Ytrewz or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Ytrewz and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising from: • Your use or inability to use our website or services • Any errors or omissions in the content • Any unauthorized access to or use of our servers • Any interruption or cessation of our services

7. Indemnification

You agree to indemnify, defend, and hold harmless Ytrewz and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of our website or violation of these Terms and Conditions.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

9. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this website. Your continued use of the website after any changes indicates your acceptance of the modified terms.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: Ytrewz 150 King Street West, Suite 2800 Toronto, ON M5H 1J9, Canada Email: legal@ytrewz.com